If you have a six-digit income like most US HNers, it would be foolish not to have a liquidity reserve of $10-$20k. (Even just for car downpayments or unexpecte

If you have a six-digit income like most US HNers, it would be foolish not to have a liquidity reserve of $10-$20k. (Even just for car downpayments or unexpected house repairs - let alone for medical or family emergencies.)