This is only an issue because everyone has the "not my problem, it will never come back to me" attitude. Ideally by the time this case is fully fleshed out the

This is only an issue because everyone has the "not my problem, it will never come back to me" attitude. Ideally by the time this case is fully fleshed out the blame will trickle down from the top and many people will be implicated. Either their reputation in the industry being tarnished or contracting companies getting sued by Equifax for making them liable.