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I've been told by multiple sources that freezing with one agency is enough - other agencies automatically pick up that freeze.
by apetresc 9y ago
I've been told by multiple sources that freezing with one agency is enough - other agencies automatically pick up that freeze.
- ceejayoz 9y agoNo, that's the 90 day fraud report. https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs https://www.consumer.ftc.gov/articles/0497-credit-freeze-faq... > How do I place a freeze on my credit reports? Contact each of the nationwide credit reporting companies. https://www.consumer.ftc.gov/articles/0275-place-fraud-alert https://www.consumer.ftc.gov/articles/0275-place-fraud-alert > Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. They must tell the other 2 companies. http://money.cnn.com/2017/09/12/pf/what-is-a-credit-freeze/index.html http://money.cnn.com/2017/09/12/pf/what-is-a-credit-freeze/i... > In response to public outcry, Equifax announced that fees to freeze your credit will be waived for the next 30 days. But even that doesn't totally protect your information since your data isn't fully frozen until it is on ice at all three credit bureaus. The other bureaus have their own fees. It's also unclear whether Equifax would still charge you a fee to lift the freeze. The company did not immediately respond to request for comment.
- exhilaration 9y agoEvery article I've read on this, including the New York Times article [1] that I think was posted here, says you must freeze at EACH agency. It's a big racket, they have no interest in making it easier for us. [1] https://www.nytimes.com/2017/09/08/your-money/identity-theft/equifaxs-instructions-are-confusing-heres-what-to-do-now.html https://www.nytimes.com/2017/09/08/your-money/identity-theft...