What you concluded by what you saw around you is a sort of confirmation bias too.It speaks about the wide socio-economic divide in India which to me is more acu

What you concluded by what you saw around you is a sort of confirmation bias too.It speaks about the wide socio-economic divide in India which to me is more acute than the US income inequality. People around you may not be affected because the grocer would provide them things on free credit or use digital payment means. Not so for the daily wage laborers, who would have to incur debt just to buy food. This was the biggest tragedy and irony of demonetization - the very people for whose sake this was done, suffered the most.It also provided the same people as armies via whom one can launder the cash hoardings. Communities/businesses who had good credit networks survived/weren't affected, those who didn't suffered.