Yea this stuff changed drastically over the last 10 years. I got credit card limit that were like almost half of my (very low) annual income in 2007 with almos

Yea this stuff changed drastically over the last 10 years. I got credit card limit that were like almost half of my (very low) annual income in 2007 with almost no history, while 4 years later my coworkers pulling >150k/yr couldn't get any credit card without doing the secured bullshit.