In the US, I can say anecdotally healthcare was never quite affordable but it has been getting increasing un-affordable each year for at least the past 17 years

In the US, I can say anecdotally healthcare was never quite affordable but it has been getting increasing un-affordable each year for at least the past 17 years at least. I know because I see the larger and larger premiums deducted from my salary every year of my professional life, even when not accounting for family-hood. It is the constant talk in October/November when most professionals have to sign up for health plans and get sticker shock.