I don't think it makes very much sense to blame the FED. See https://tradingeconomics.com/united-states/interest-rate https://tradingeconomics.com/united-states

I don't think it makes very much sense to blame the FED. See https://tradingeconomics.com/united-states/interest-rate https://tradingeconomics.com/united-states/interest-rate, which shows just how atypically-low interest rates currently are.