I assume this was in response to this part? >If you only have bitcoin on a single hardware wallet, then if that hardware wallet fails to work one day, then you

I assume this was in response to this part? >If you only have bitcoin on a single hardware wallet, then if that hardware wallet fails to work one day, then you're boned. By "only have bitcoin on a single hardware wallet", I meant the case that the user did not back up their seed phrase (such as to a piece of paper). I was trying to hint that the best setup would be multiple paper wallet backups (or the seed phrase written onto multiple papers; I'm not sure it's useful to call that something other than a paper wallet) combined with a hardware wallet for actually making transactions.