it is not that someone has access to your credit history that is a problem nor who manages this information. the real issue is that agencies extending credit wi

it is not that someone has access to your credit history that is a problem nor who manages this information. the real issue is that agencies extending credit will lend without verification. it is not even credit agencies that do this, to many companies allow charges against all sorts of accounts; an example is spurious charges that sneak onto phone bills. any company extending credit or charging a customer should be required to reach a level of proof required by law, to the point I would think that above a certain level of credit it requires a notary or such.