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But I don't have this right. I can't tell Equifax to get bent and delete my record. I'm not asking for my credit history to go away (and shame on you for bein
by yebyen 9y ago
But I don't have this right.
I can't tell Equifax to get bent and delete my record. I'm not asking for my credit history to go away (and shame on you for being the tenth person to suggest that I am), I am asking for the harmful company that appears to have chronically underfunded their security department, or ignored their advice, or whatever else has gone wrong to land us here, where we are now, to go out of business.
If I can't have that, then I'd settle for them being required to delete MY personal record upon my request. Next time I need to pull my credit file, I'll warn the lender not to try to pay Equifax to look me up, because they're going to get back a null reference with a timestamp of some September 2017 date on it. What's so hard about that? If the lender doesn't like it, I'll take my money elsewhere.
Lenders can keep their own records and report them anywhere they want, within the terms of our agreement and the law. I should not be obligated to remain in Equifax's database until fraud, criminal mischief, or negligence on their part is proven in a court of law. I am just asking for some modicum of control over where my records are stored, kept and shared.
But... that's not an option for me, we don't have EU style personal data privacy and protection laws!