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Maybe a solution is to stop using insurance for things insurance shouldn't be involved with? Do you use your car insurance to pay for a new air freshener? Do y
by KGIII 9y ago
Maybe a solution is to stop using insurance for things insurance shouldn't be involved with?
Do you use your car insurance to pay for a new air freshener? Do you use your home owner's insurance to get a new throw rug? Of course not.
Yet, we are using insurance to pay for things like birth control and penis pills. We don't use our car insurance to cover a tune-up or inspection, but we expect our health insurance to cover our check-ups.
Stop mandating that the insurance companies cover everything and pay for regular health care out of pocket.
Or, you know, go with single payer - which is what I'd suggest. But, expecting insurance to cover regular care just means it is one more avenue where an intermediary is profiting without adding real benefit. Insurance is for when things go wrong, not for regular care.
Really, though, I'd strongly suggest single payer.
- jandrese 9y agoIt turns out that covering basic preventative care for "free" actually creates better outcomes. People feel obligated to go for the checkup when they've already paid for it, or more accurately are not discouraged from going because they can't afford it this month. Preventing disease is a lot cheaper than treating it in many cases, and creates a better quality of life for the patient. This is one reason countries with socialized medicine fare so much better on their health outcomes at lower cost.
- KGIII 9y agoSure, but it's not free. They are paying for it with their insurance premiums.