> NONE of them were on the scale or level of impact of the Equifax breach. I concede the possibility. > We are ALL affected by this breach. POTENTIALLY affec

> NONE of them were on the scale or level of impact of the Equifax breach. I concede the possibility. > We are ALL affected by this breach. POTENTIALLY affected. There's been no disclosure of exactly how many records were accessed...I don't think they know, but it seems highly unlikely that their entire credit database could have been exfiltrated in that amount of time. > I know that ALL of the credit reporting agencies have similar poorly designed systems They don't actually. They tend to have above average security. It's just that it CANNOT be perfect. Just like we can't stop viruses, but Windows is still around. > I am so furious because of your apparent suggestion that there is no line that Equifax or any other CRA can cross that will earn them an honest decapitation. How about real criminal activity? You keep glossing over the point that Equifax was victimized here as well. What criminal intent, or even legitimate incompetence, can you claim that even remotely justifies that sort of reaction? Do you think this is Enron-level criminality? That was flat-out fraud, proven in court. > the fact that it happened is all the evidence of negligence that you need You're sadly mistaken as to the efficacy of computer security. The fact that it hasn't happened before, for a company that must be a target under constant and unrelenting assault, is actually a testimony to the how well they were maintaining security. > "Not for Identification Purposes" it's time to read the words on the card, and take them seriously. 100% agreement on this.