3 ms·
> My credit history is still in the hands of Equifax Your credit history is in the hands of all the CRAs, just like it has been since the first time you entere
by g051051 9y ago
> My credit history is still in the hands of Equifax
Your credit history is in the hands of all the CRAs, just like it has been since the first time you entered into any sort of credit agreement, or opened a bank account, or applied for a car loan, or rented an apartment, got student loans, or did anything where your "credit worthiness" comes into play.
- yebyen 9y agoIn Europe, if I understand EU data privacy laws, all three of those CRAs would need my permission to retain my personal information. Maybe not explicitly granted by me directly and personally, but absolutely revokable by me, both directly and personally. In the USA, ... it is what it is. I can't revoke those grants, individually or summarily.