Heh, that's a really interesting point. If I can go into Google and click a box to completely expunge my google history, why can't I do the same with a credit-

Heh, that's a really interesting point. If I can go into Google and click a box to completely expunge my google history, why can't I do the same with a credit-reporting agency? I get that the thinking is, well, you could just expunge away bad credit choices... but, so what? Your blank credit history is now your red flag, as well as a bad one. But if you wanted to opt out, you could. What could possibly go wrong? (Hah, I didn't mean that as a jokey rhetorical question!)