3 ms·
100% this. Allow consumers to opt-in or out of data sharing with credit bureaus. This at least would make room for alternate models of credit rating / risk that
by sailfast 9y ago
100% this. Allow consumers to opt-in or out of data sharing with credit bureaus. This at least would make room for alternate models of credit rating / risk that would not centralize this information in a couple of annoying locations.
- turk184 9y agoI don't see why opt-in wouldn't work. You could at least have control over who is amassing all this data on you and change credit agencies in a sort-of marketplace.