I always feel like this contractor vs larger employee situation is weighted for early and late game. As a contractor style, at the start it seems fun there are

I always feel like this contractor vs larger employee situation is weighted for early and late game. As a contractor style, at the start it seems fun there are potential rewards, etc.. but you need to manage yourself a lot more, and there is less of a safety net or any kind of belonging. As an employee style you are more of a robot at the start and have to submit to the company as it were, but later on you are looked after much better and there are teams within the company that can focus on efficiency and making life better, etc. As someone who has a fairly split career in doing both I can fully understand the merits of both but I worry about the long term trajectory of the majority of people becoming independent as it were.