But the point here is that it's not an average over many markets, it's for each market and how off it is for each market. This is why in my post I said it's off

But the point here is that it's not an average over many markets, it's for each market and how off it is for each market. This is why in my post I said it's off for SF. It might be true for other regions but it's definitely far off for SF.