Doesn't look like that because exchange rate fluctuation was about 5%. I think it was some human factor issue - "hey, look at this screamingly insecure transact

Doesn't look like that because exchange rate fluctuation was about 5%. I think it was some human factor issue - "hey, look at this screamingly insecure transaction for a large sum of money, it can't be right". The chargeback was initiated on my behalf, but they don't have any records of me requesting it. Basically, their response is something like "yes, we screwed up, but at least we screwed up in your favor, why should you worry".