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There are simple answers Health Insurance affordability in the US. Rationing. No NOT via a single payer system where some all-knowing official decides who doe
by md2be 9y ago
There are simple answers Health Insurance affordability in the US. Rationing. No NOT via a single payer system where some all-knowing official decides who does and does not get care. Rather, the rationing is done by the buyer. For example, Buyer one could decide to only buy a policy which covers only generic drugs, which would exclude all patented drugs (newer and even superior), Buyer 2 could decide to buy a policy which covers generic drugs and patented drugs in one or more specialties (e.g., cardiac). The theme is let the buyer decide, not everyone wants to live the last 10 years of their life struggling to regain their youth.
- comicjk 9y agoAre there examples of such a system working anywhere? It sounds plausible, but the fact that it didn't arise pre-Obamacare gives me pause. It seems like the demand for it might not be prevalent enough, or the savings too small. I'm interested in new models, but I'm tired of the US thinking it has to be special with its healthcare system and wasting a trillion dollars a year.
- matchbok 9y agoYou fundamentally don't understand how this works. The fact that you repeated the "some bureaucrat decides who gets care" line proves it. Your "market" approach fails the minute someone is born with preexisting conditions. Or if someone needs emergency care, but doesn't have the right plan. Try again.