You need to incorporate as an S corp and hire yourself W2. Then pay your "employees" 100% medical that way it's a cost for the company and therefore reduces the

You need to incorporate as an S corp and hire yourself W2. Then pay your "employees" 100% medical that way it's a cost for the company and therefore reduces the company's profit, meanwhile you're not getting taxed to pay insurance premiums. Going from being an employee to being 1099 and SE is still getting fucked on taxes, just in a different position. If you're serious about freelancing, your income should be split between a W2 and a K1. I am not a CPA. This is what I pay him to do for me.