Not all of them. I had individual coverage from Anthem for a while, before Obamacare, and it was all fine, and yes we had some routine medical issues in our his

Not all of them. I had individual coverage from Anthem for a while, before Obamacare, and it was all fine, and yes we had some routine medical issues in our history. What insurance companies want to avoid is people who go without insurance until they are sick, and then want everything covered. As long as you don't have gaps in coverage, pre-existing conditions are not a huge showstopper at least in my individual experience.