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This is not true. Maybe in your region of the USA chip and signature is prevalent but in my experience (SF bay area) every chip transaction has required a PIN.
by tosstossy 9y ago
This is not true.
Maybe in your region of the USA chip and signature is prevalent but in my experience (SF bay area) every chip transaction has required a PIN.
Or perhaps it's your card-issuing bank?
- dmitrygr 9y agoDebit vs credit. AFAIK ALMOST NO US-based banks issue chip+pin credit cards. Only chip+signature. Debit cards are indeed chip+pin, but in USA you'd have to be careless to ever use a debit card anywhere but an ATM.
- rconti 9y agoThis. I'd NEVER give thieves access to my bank account, that's what credit cards are for. Chip transactions take ~5 seconds, it just feels slow because with a swipe you can put the card away in your wallet while the processing is happening. Chip+PIN doesn't really exist for US CCs. I've setup PINs on a few cards but they only work overseas where the terminal refuses signature.
- inferiorhuman 9y agoMastercard vs Visa. Visa issued cards do not typically support chip-and-pin. Mastercard issued credit cards often do.