The page you linked to says that gas pumps ("Automatic Fuel Dispensers") are exempted from liability shift until October of this year. But that's actually out o

The page you linked to says that gas pumps ("Automatic Fuel Dispensers") are exempted from liability shift until October of this year. But that's actually out of date information: the exemption for ATMs has been pushed to October 2017 (from the original date of October 2015), but gas pumps aren't required to go that route until October 2020: https://usa.visa.com/visa-everywhere/security/emv-at-the-pump.html https://usa.visa.com/visa-everywhere/security/emv-at-the-pum... While I don't doubt they're already out there, I don't recall ever seeing a gas pump in the US with a chip reader. Also, it's at leas worth noting that technology for skimming chip-based transactions already exists in the wild: https://krebsonsecurity.com/2017/01/atm-shimmers-target-chip-based-cards/ https://krebsonsecurity.com/2017/01/atm-shimmers-target-chip... The "shimmers" take advantage of poor implementations of the EMV standard, but the chances strike me as fairly high that there's going to be a lot of poor implementations of EMV out there in the wild. (Not only is the less secure "chip and signature" approach common in the US, I've made more than one purchase with what could be described as "chip and nothing": put my card in a chip reader and make a purchase without being asked for either a PIN or a signature.)