This is presented as a cutesy way to get heavily indebted millennials onto the property ladder (and into yet more debt), but doesn't it turn them into indenture

This is presented as a cutesy way to get heavily indebted millennials onto the property ladder (and into yet more debt), but doesn't it turn them into indentured servants for the lender? They have 8 days per year they can't have the house available for rental - what if they are sick, or want to go on vacation, or have a baby, or have elderly parents/sick relatives that need the room? Or are just sick of having a constant flow of strangers in their home? Oh - they can just pay Loftium their share of all the nights remaining, plus 15% (about $30k per year - so potentially up to $90k cash they'd owe). Horrific and usurious.