4 ms·
America doesn't even have chip-and-pin at all; we have ship and signature, which is a security joke (I've never seen anyone check the signature).
by skykooler 9y ago
America doesn't even have chip-and-pin at all; we have ship and signature, which is a security joke (I've never seen anyone check the signature).
- tosstossy 9y agoThis is not true. Maybe in your region of the USA chip and signature is prevalent but in my experience (SF bay area) every chip transaction has required a PIN. Or perhaps it's your card-issuing bank?
- dmitrygr 9y agoDebit vs credit. AFAIK ALMOST NO US-based banks issue chip+pin credit cards. Only chip+signature. Debit cards are indeed chip+pin, but in USA you'd have to be careless to ever use a debit card anywhere but an ATM.
- rconti 9y agoThis. I'd NEVER give thieves access to my bank account, that's what credit cards are for. Chip transactions take ~5 seconds, it just feels slow because with a swipe you can put the card away in your wallet while the processing is happening. Chip+PIN doesn't really exist for US CCs. I've setup PINs on a few cards but they only work overseas where the terminal refuses signature.
- inferiorhuman 9y agoMastercard vs Visa. Visa issued cards do not typically support chip-and-pin. Mastercard issued credit cards often do.