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It's a backup. I've heard from retailers that the failure rate on the chips is much higher than it is for swiping. In Australia you pay for fuel after filling
by nikcub 9y ago
It's a backup. I've heard from retailers that the failure rate on the chips is much higher than it is for swiping.
In Australia you pay for fuel after filling up, and one fuel station owner is dealing with an average of a driver or two a day who is unable to pay for fuel.
They don't carry cash, the chip/EMV is failing and they don't have the mag stripe linked to a facility since they're often debit cards.
Apparently the failure rate on phone based payments is also high(er).
It's one of those issues I wouldn't have considered before speaking to retailers.
- dx034 9y agoThat's why I always carry at least two cards. Cards fail, get blocked because of leaked data, bank fraud systems produce a lot of false positives etc.. The problem with a cashless society really is that you assume the tech is reliable. Unfortunately, that's often not the case.
- falsedan 9y agoThose bloody drongos should switch to pre-paid then. The unattended stations are all pre-paid…
- jordanthoms 9y agoYeah, the chips are nowhere near as reliable as the magstripe. It seems like a transitional technology only - NFC is fast and reliable.
- reaperducer 9y ago> NFC is fast and reliable I know you're speaking of NFC chips in cards, but you might know — Does the phone version (Apple Pay/Android Pay/Samsung Pay) still work when my phone's battery is dead?
- jordanthoms 9y agoIt won't - one reason why I think NFC-enabled cards will be around for a long time even people only carry one as a backup for their phone. Though theoretically your phone could have a RF-powered NFC chip in it that took over when the phone is off...
- chiph 9y agoWhen gas hit $4 a gallon in the US (yes that was considered expensive here), many of the stations disabled the "pump then pay" feature because of all the drive-offs they were getting (petrol theft). So you'd have to go inside to get the clerk to enable the pump.
- colejohnson66 9y agoHow do you deal with people pumping then just driving off?
- daemin 9y agoCameras, licence plate readers, and Police.