Another reason is fallback transactions. I get these a lot with my card, I assume because the contacts aren't in great shape. I don't think any merchants have

Another reason is fallback transactions. I get these a lot with my card, I assume because the contacts aren't in great shape. I don't think any merchants have actually cared enough to check my card for intentional damage to the chip when processing a fallback transaction, but even with the magstrip I get asked for a pin (NZ). https://www.level2kernel.com/blog/index.html%3Fp=136.html https://www.level2kernel.com/blog/index.html%3Fp=136.html