4 ms·

I was skimmed at a gas station last winter. I pay with cash now.

by stevenh 9y ago

Justin_K 9y ago
Why? You're not responsible for fraudulent charges and now you're out on points / cash back.
- tasty_freeze 9y ago
  I can give you two good reasons. One is to not reward the scammers by giving them free money. The second is that my wife and I have had to replace our credit card about six times in the past three years. Contacting all the places where we have autopayments set up gets to be annoying quickly.
  - thisisit 9y ago
    >Contacting all the places where we have autopayments set up gets to be annoying quickly. Please elaborate on this. Do you mean changing the card numbers at all the subscriptions?
    - falsedan 9y ago
      What else could they possibly mean? No elaboration is necessary…
- fancy_pantser 9y ago
  It's still a hassle. I had my card skimmed while on vacation earlier this year. The next week I was eating at a restaurant and got a call from an unknown 800 number that I didn't answer. My card was declined at the end of the meal. I called the number back and it was the issuing bank's fraud department saying my card was used suspiciously and they've cancelled it. Because I was still on vacation it was a big hassle involving finding a place to fax a typed, signed letter to get my new card sent to an address I'd actually be at.
  - cesarb 9y ago
    > I was eating at a restaurant and got a call from an unknown 800 number that I didn't answer. [...] I called the number back and it was the issuing bank's fraud department saying my card was used suspiciously and they've cancelled it. Once, I was also eating at a restaurant when I got a call from an unknown number. I answered, and they said it was the issuing bank's fraud department, saying my card had a couple of suspicious transactions... But the call itself was the fraud. Luckly, I knew from the beginning that it was a fraud (the value of one of the "transactions" was high enough that I would have received a notification SMS), so I strung they along to waste their time, and stonewalled the moment they asked for personal information. And just to be sure, I went to a bank branch nearby (it was lunch time, and there are several bank branches within a few hundred meters) and they confirmed the "suspicious transactions" didn't exist at all.
srathi 9y ago
I went to LA for a trip this summer and a charge of $99 from a gas station appeared on my card 2 weeks later. I got it reversed, but it is still a hassle to change the card number everywhere.

I was skimmed at a gas station last winter. I pay with cash now.

Justin_K 9y ago

Why? You're not responsible for fraudulent charges and now you're out on points / cash back.

tasty_freeze 9y ago
I can give you two good reasons. One is to not reward the scammers by giving them free money. The second is that my wife and I have had to replace our credit card about six times in the past three years. Contacting all the places where we have autopayments set up gets to be annoying quickly.
- thisisit 9y ago
  >Contacting all the places where we have autopayments set up gets to be annoying quickly. Please elaborate on this. Do you mean changing the card numbers at all the subscriptions?
  - falsedan 9y ago
    What else could they possibly mean? No elaboration is necessary…
fancy_pantser 9y ago
It's still a hassle. I had my card skimmed while on vacation earlier this year. The next week I was eating at a restaurant and got a call from an unknown 800 number that I didn't answer. My card was declined at the end of the meal. I called the number back and it was the issuing bank's fraud department saying my card was used suspiciously and they've cancelled it. Because I was still on vacation it was a big hassle involving finding a place to fax a typed, signed letter to get my new card sent to an address I'd actually be at.
- cesarb 9y ago
  > I was eating at a restaurant and got a call from an unknown 800 number that I didn't answer. [...] I called the number back and it was the issuing bank's fraud department saying my card was used suspiciously and they've cancelled it. Once, I was also eating at a restaurant when I got a call from an unknown number. I answered, and they said it was the issuing bank's fraud department, saying my card had a couple of suspicious transactions... But the call itself was the fraud. Luckly, I knew from the beginning that it was a fraud (the value of one of the "transactions" was high enough that I would have received a notification SMS), so I strung they along to waste their time, and stonewalled the moment they asked for personal information. And just to be sure, I went to a bank branch nearby (it was lunch time, and there are several bank branches within a few hundred meters) and they confirmed the "suspicious transactions" didn't exist at all.

srathi 9y ago

I went to LA for a trip this summer and a charge of $99 from a gas station appeared on my card 2 weeks later. I got it reversed, but it is still a hassle to change the card number everywhere.