Very few credit cards are chip and pin, they're mostly chip and sign. And I don't think I've ever seen a gas station with a chip reader, so the chip's not reall

Very few credit cards are chip and pin, they're mostly chip and sign. And I don't think I've ever seen a gas station with a chip reader, so the chip's not really doing you any good if you're just swiping anyway. I believe the gas stations were given a longer timeframe to convert.