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It varies by country if it's zero-day credit between banks (before a cutoff time) but i don't think it's legal within the EUR zone to have more than +1 days to
by kpil 9y ago
It varies by country if it's zero-day credit between banks (before a cutoff time) but i don't think it's legal within the EUR zone to have more than +1 days to credit.
(I think Finland is +0. Germany and France probably not, for various cultural differences ️)
- germanier 9y agoOne business day is required in the Payment Service Directive. You still occasionally see two days from German banks, only few of them actually can manage a zero day transfer. I operate a Dutch bank account solely for the purpose of making fast transfers to German accounts which works really well. Once I tested that I was able to do a zero day transfer from a German bank to the Netherlands and then to another German bank. The same without the Dutch intermediary was a day slower.