For example, Apple/Android Pay is stored securely. See this comment[0] for a more detailed description of Apple Pay (and I'm pretty sure Android Pay). In sh

For example, Apple/Android Pay is stored securely. See this comment[0] for a more detailed description of Apple Pay (and I'm pretty sure Android Pay). In short, account holder information is not stored on client devices. Instead, a server-generated encrypted token usually is. 0 - https://news.ycombinator.com/item?id=15276574 https://news.ycombinator.com/item?id=15276574