>the US will have no choice [but to switch to a better, non-SSN based system] I absolutely hope this happens too... ... but I have a feeling all of the banks

>the US will have no choice [but to switch to a better, non-SSN based system] I absolutely hope this happens too... ... but I have a feeling all of the banks and agencies involved will find a way to plug their ears more and pretend nothing is wrong. They will look at how costly and complex it is to create a halfway decent identity system (even though it's really not hard, other countries do it just fine with digital and physical keys/tokens). And they will just continue to push the burden of ID theft onto consumers, rather than their businesses.