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I worked for a company that was doing at least 100k credit checks each day. A lot of it was batched - we would get a file with 25k records and had to process it

I worked for a company that was doing at least 100k credit checks each day. A lot of it was batched - we would get a file with 25k records and had to process it and send back the results (usually HTML reports and/or decisions based on them). What I want to say is, it wouldn't surprise me to hear that the three main bureaus process millions of requests per day. Oh, and also - all bureaus were replying to a request in less than a second. Quite impressive.

sillysaurus3 9y ago
Thank you for backing up my claim with data. I was admittedly making an educated guess, but there was a nagging "hundreds of thousands? Are you sure?" feeling. This underscores the importance of figuring out a better architecture. And not just for credit bureaus. It is remarkable how resistant people are to the idea that you need to be patient while the world changes. Everyone is out for blood and gives not a fleeting thought about what would come after such a purge.