I'm going to stop engaging with you, since it's clear that you'd rather make up facts and deliberately misinterpret my statements than discuss in good faith. Fo

I'm going to stop engaging with you, since it's clear that you'd rather make up facts and deliberately misinterpret my statements than discuss in good faith. For example, I specifically said $60k/yr in expenses—which obviously excludes savings and is a totally different number from income. Maybe read up on investments and personal finance when you get a chance. You seem to have a very shaky grasp of fundamentals like opportunity cost or safe withdrawal rates. There are entire forums of people who retired on $1M or less in assets: https://www.reddit.com/r/financialindependence/ https://www.reddit.com/r/financialindependence/