>If you are making {$25M|$250k}/year through a job, and you depend on that money for daily life Here's the thing: the second half of this snippet doesn't make

>If you are making {$25M|$250k}/year through a job, and you depend on that money for daily life Here's the thing: the second half of this snippet doesn't make any sense. No one needs that much money to get along with their life. Living frugal is precisely that: requiring much less expenditure than you make. It's entirely possible to live on $40k in expenses per year. Many, many people do that every day with $40k or even lower. How can one depend on so much expenditure? There's no reason. That amount of money minus absolutely vital expenses calculated according to minimum market rates for healthcare, housing, and food will always be more than enough to retire on very early if saved wisely. If you set yourself up to be screwed even after making that much money, you're making very poor decisions.