Details are obviously different in each country but around here in Germany credit bureaus can't track you without consent. It's pretty hard to avoid giving that

Details are obviously different in each country but around here in Germany credit bureaus can't track you without consent. It's pretty hard to avoid giving that if you want to interact with banks and other companies but it definitely is possible if you are careful about what you do. Of course if you decide not to grant that consent many companies will not do business with you. Not sure what your point about Amazon is, of course the same rule applies to them as to anyone else. The government itself has very strict rules about what data can be collected and accessed. Unfortunately those rules are sometimes violated (especially in the intelligence space). At work we have some private data we need to perform our tasks of tens of millions of people. However, that data is regularly pruned and purged on a defined schedule so that we never have more than we strictly need. That's in stark contrast to what e.g. Facebook does which apparently holds onto every bit of data they have ever collected about anyone in case it might be profitable to use at some point.