Germany has 200 private insurance companies. They cover the state mandated minimum. You can get better coverage over the base price if you want. Many Scandinavi

Germany has 200 private insurance companies. They cover the state mandated minimum. You can get better coverage over the base price if you want. Many Scandinavian countries have cohorts or risk pools that are not the whole country. You pay into those pools. You get care anywhere. Kinda like a coop system. True single payer like Medicare or the British system are actually rare.