3 ms·
That's how banks send records to each other, iirc. Instead of changing the protocol, they just wrapped the data.
by striking 9y ago
That's how banks send records to each other, iirc. Instead of changing the protocol, they just wrapped the data.
- aianus 9y agoAt least in Canada the last bank integration I worked on was FTPS (FTP over SSL). Files were otherwise in plaintext with account numbers and everything.
- Operyl 9y agoThere were a few blog posts posted here from a payroll company not too far back. They explicitly kept using the term “SFTP” so I have some hope that at least a good portion of banks aren’t completely broken. EDIT: http://engineering.gusto.com/how-ach-works-a-developer-perspective-part-1/ http://engineering.gusto.com/how-ach-works-a-developer-persp... I was misremembering a bit. They said “secure FTP” and then just said FTP thereafter.
- user5994461 9y agoSFTP is file transfer over ssh. The name is a misnomer.
- Operyl 9y agoI know, hence my edit. In my mind I read secure FTP -> SFTP, damn brain. But after rereading, I'm thinking they meant FTPS.
- stephenr 9y agoSecure ftp may mean ftps, ftp over tls/ssl.
- Operyl 9y agoYep, down below I already made that observation. "I know, hence my edit. In my mind I read secure FTP -> SFTP, damn brain. But after rereading, I'm thinking they meant FTPS. "