Followup: Found this: http://www.atg.wa.gov/credit-freeze-fraud-alerts http://www.atg.wa.gov/credit-freeze-fraud-alerts It seems that a police report is necess

Followup: Found this: http://www.atg.wa.gov/credit-freeze-fraud-alerts http://www.atg.wa.gov/credit-freeze-fraud-alerts It seems that a police report is necessary in some instances, and that seems to imply that a breach is not alone enough. This is for WA - results may vary by state...