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What stops the hackers to do this first and give their own telephone number? They have all your details.

• dawnerd 9y ago
  Exactly why the whole system is broken.
• paulgb 9y ago
  The credit agencies already attempt to verify you when you request a credit report ("did you ever live on Main Street", etc.) or put a credit freeze on so it's not a new problem for them.
  • jimktrains2 9y ago
    But this leak presumably leaked all of that information as well. The problem is using not-secret information as an authenticator.
    • paulgb 9y ago
      For sure, I'm not saying this solves everything. I just think it would be a pareto improvement from where we are now.