The Argentinean site was created by an Equifax-acquired company that was called Veraz (that's why the site is called Veraz). Most of the Equifax subsidiaries u

The Argentinean site was created by an Equifax-acquired company that was called Veraz (that's why the site is called Veraz). Most of the Equifax subsidiaries used to be different companies, and when I worked there they all had different technology stacks. It's even worse than in the U.S. in some cases - in Uruguay, the ONLY credit bureau was acquired by Equifax, so if it goes down, so does the financial industry. On the other side, SSN equivalents (DNI - National Identity Document in Argentina and CI - Identity Card) in Uruguay and Argentina are NOT treated as a secret in the same way as they are in the U.S. - most every company has access to them, and you can even request access to an API to call them (as noted by other commenters - https://news.ycombinator.com/item?id=15234806 https://news.ycombinator.com/item?id=15234806 ). Uruguayan cards now have chips and biometric facilities too. Still, more gross negligence on Equifax's part. The Uruguayan operation was run pretty tightly, I was really surprised to learn that in the U.S. and Argentina they were not.