First Tech bought out the HP Credit Union (Addison Avenue) and others so in some sense, it has acted as [mega credit union]. Beyond that, this question is an i

First Tech bought out the HP Credit Union (Addison Avenue) and others so in some sense, it has acted as [mega credit union]. Beyond that, this question is an imponderable for me because who can say what the future brings vs. the present. I guess one can refinance with some other credit union were this to happen in the future in a manner that was not desirable for one's mortgage.