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You misunderstand US law. Yes, someone can use my SSN (along with other private information) to create a debt. That doesn't make me liable. If it shows up on
by coredog64 9y ago
You misunderstand US law. Yes, someone can use my SSN (along with other private information) to create a debt. That doesn't make me liable. If it shows up on my credit report, I can disclaim responsibility using existing legal protections. As long as I truly didn't create the debt, it is the debt holder's problem.
- heavenlyblue 9y agoBut the problem has been created; which you've got to fix by paying at least in your time spent solving this. What you're saying is probably true in any country; but in reality imo it's way easier not to allow that to happen in the first place.