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So how can I stop using Equifax? Or at the very least how can I find banks or other agencies that don't use Equifax? Is there any way to stop them from hoarding
by cprayingmantis 9y ago
So how can I stop using Equifax? Or at the very least how can I find banks or other agencies that don't use Equifax? Is there any way to stop them from hoarding all my data without my explicit consent?
- Zagitta 9y agoYou can't, you're the product not the user unfortunately.
- ovao 9y agoTo my knowledge you can't stop, per se. If you're savvy you can avoid seeking credit from any institution that pulls Equifax, by asking from what CRA(s) your report will be pulled and simply walking out if they tell you they pull Equifax. This doesn't guarantee that they won't report to Equifax, however, and it certainly doesn't guarantee that Equifax won't come up with the information by other means. Unfortunately, also, it's safe to assume that Experian and TransUnion operate just as badly as Equifax, so attempting to live an Equifax-free existence probably isn't particularly useful. If Equifax does suffer for this leak, actually, it's a relatively safe bet that they will take security more seriously so as to better protect their interests.
- kahnjw 9y agoYou might be able to find a credit Beaureu that does not report to equifax. Might be better off calling your representatives in Washington and telling them we need better consumer data protection regulations. Good luck.