4 ms·
Because the patriot act. https://www.edmunds.com/car-buying/car-dealership-credit-report-scams-and-the-patriot-act.html https://www.edmunds.com/car-buying/car-d
by jquast 9y ago
Because the patriot act. https://www.edmunds.com/car-buying/car-dealership-credit-report-scams-and-the-patriot-act.html https://www.edmunds.com/car-buying/car-dealership-credit-rep...
I was also very surprised to buy a car with cash, only to have a credit check required. It's a real thing. And according to this article, not required, but dealerships are confused by the language of the law and insist on running a credit check, anyway.
- jjeaff 9y agoI think they know better, but they use it as an excuse to run your credit thus giving them more information about you as a buyer and an opportunity to sell you on their credit products (which is what they make their money on anyway).
- IncRnd 9y agoThe link you posted shows the exact opposite of what you say. The Patriot Act doesn't mandate a credit check when purchasing a car.