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I use and prefer Venmo. I dislike PayPal. I have not used Square Cash. I would refuse to use FB Messenger if anyone asked (which no one has). I have no inter

by basseq 9y ago

I use and prefer Venmo. I dislike PayPal. I have not used Square Cash. I would refuse to use FB Messenger if anyone asked (which no one has). I have no interest in using an app that by default broadcasts my transactions to everyone I haven't seen the default in some time, but it's very simple to change the privileges on a transaction (2 clicks, immediately visible on every transaction), which apply to all your future transactions unless you change it back. Cold comfort, but there you go. .. it had the audacity of asking for my SSN. I'm frankly surprised that PayPal doesn't require a SSN for the same activities... or maybe they do. Venmo help[1] indicates they are required to do so for users with certain volumes (several hundred dollars per week) by the U.S. Treasury. Why would Paypal and other vendors not have the same requirements? [1] https://help.venmo.com/hc/en-us/articles/217532197-Social-Security-Number https://help.venmo.com/hc/en-us/articles/217532197-Social-Se...

rlglwx 9y ago
Venmo is PayPal.
astura 9y ago
I've avoided giving PayPal my SSN by verifying a credit card and a bank account with trial deposits and linking them to my account. Otherwise you're limited to something like $300 in withdraws a month. I've had my PayPal account for 16 years though so it might be different now.
lewisl9029 9y ago
Square Cash is really quite the breath of fresh air after having gotten used to the crappy experience offered by Venmo/Paypal. I'm really just rehasing points made elsewhere in the thread, but there's no bullshit public sharing of your payment activities by default, and they allow you to automatically transfer balances directly into your bank account as you receive them. And the website and app are both super simple, reliable, and easy to use and easy on the eyes, unlike the Venmo clients which feels clunky and full of bugs. I totally recommend giving it a try if you haven't already.
- basseq 9y ago
  I probably will. I don't use Venmo very much, and when I do, it's to pay (or receive money from) people who also use Venmo. So it's convincing not just myself, but those with whom I transact, to use the same network.

by basseq 9y ago

rlglwx 9y ago

Venmo is PayPal.

astura 9y ago

I've avoided giving PayPal my SSN by verifying a credit card and a bank account with trial deposits and linking them to my account. Otherwise you're limited to something like $300 in withdraws a month. I've had my PayPal account for 16 years though so it might be different now.

lewisl9029 9y ago

Square Cash is really quite the breath of fresh air after having gotten used to the crappy experience offered by Venmo/Paypal. I'm really just rehasing points made elsewhere in the thread, but there's no bullshit public sharing of your payment activities by default, and they allow you to automatically transfer balances directly into your bank account as you receive them. And the website and app are both super simple, reliable, and easy to use and easy on the eyes, unlike the Venmo clients which feels clunky and full of bugs. I totally recommend giving it a try if you haven't already.

basseq 9y ago
I probably will. I don't use Venmo very much, and when I do, it's to pay (or receive money from) people who also use Venmo. So it's convincing not just myself, but those with whom I transact, to use the same network.