Seems like the issue you're describing is more about repeated "overcharging", so it would seem that it'd be perfectly acceptable to allow the user to override i

Seems like the issue you're describing is more about repeated "overcharging", so it would seem that it'd be perfectly acceptable to allow the user to override it when they deem it necessary. However, as the article states, users can permanently unlock the extra charge for $5000, so I doubt your concerns are why the limit is in place.