Some goes to a joint checking account GF and I use for rent/groceries/etc. Some goes to a buffer savings account in the bank (for unexpected crap), some goes to

Some goes to a joint checking account GF and I use for rent/groceries/etc. Some goes to a buffer savings account in the bank (for unexpected crap), some goes to Walthfront for longterm savings/investing, some pays off credit card (used for all daytoday expenses due to points), some pays for some debt I got myself into by being bad at taxes, and then a small buffer is left for any fuckups.