For first 90 days AmEx "Purchase Protection" covers theft/accidental damage up to the cost of the item, without premiums or special fees. Just use the card to b

For first 90 days AmEx "Purchase Protection" covers theft/accidental damage up to the cost of the item, without premiums or special fees. Just use the card to buy it. https://www.americanexpress.com/us/credit-cards/features-benefits/policies/purchase-protection/faq.html https://www.americanexpress.com/us/credit-cards/features-ben...