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The NIN itself may not be an identifier, but a) you need it to open a bank account, b) it's definitely a security question for some banks, and c) you can use th
by chatmasta 9y ago
The NIN itself may not be an identifier, but a) you need it to open a bank account, b) it's definitely a security question for some banks, and c) you can use the NIN assignment letter from HMRC to your postal address as proof of residence.
- dfox 9y agoThe point is that in most of the world various government assigned IDs are just that: IDs and are usually used as such and when they are used as authenticators it is only for low-risk purposes and as an additional authentication check. On the other hand in US knowledge of SSN and few other bits of information is often all that you need to impersonate someone for pretty high-risk transactions.